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This material is intended for general public use. By providing this material, CreativeNurse® is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation.

Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member, FINRA, SIPC. OSJ: 677 ALA MOANA BLVD SUITE 720 HONOLULU, HI 96813, ph#808.695.2100. PAS is an indirect, wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. CreativeNurse® is not an affiliate or subsidiary of PAS or Guardian.

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